Security
Statement
Security
Your transactions are absolutely safe. Lowcountry
National Bank works with cutting-edge technology
partners to ensure that the most secure environment is made
possible for our valued customers. We offer you worry-free
Internet banking. You can be completely confident of the
following security measures:
Secure Communications
Our system ensures that data-exchanged between your PC and
our computers are encrypted with 128-bit encryption – the
strongest encryption available. Encryption is accomplished
through Secure Sockets Layers (SSL), which utilizes mathematical
formulas to ‘encrypt’ or hide information from
prying eyes on the Internet. Additionally, if SSL detects
that data was added or deleted after you sent it to the
bank, the connection will be severed in order to guard
against any tampering. The most popular browsers have the
SSL security feature included. How can you tell if your
browser is secure? Click
Here
Secure Environment
Our computer system does not connect directly to the Internet.
It is isolated from the network via a ‘firewall.’ A
firewall is a combination of software and hardware products
that designate parameters, and control and limit the access
that outside computers have to the banks’ internal
networks and databases. You can feel secure knowing that
our firewall protects your personal information from unauthorized
access.
Secure Login
User IDs and passwords are isolated from the Internet by
being stored on Lowcountry National Bank computer.
This way, the passwords and IDs can never be accessed or
downloaded by anyone on the Internet. Additionally, user
passwords can vary from six to sixteen characters
in length and must include at least two alphabetic and
two numeric characters, which means the chance
of randomly guessing a password is less than one in one
billion! The system also checks for invalid logins and
automatically disallows a user after three invalid
attempts. This prohibits the
‘hacker’ from gaining access to our system, thus
protecting your accounts.
Your Password
You will be responsible for maintaining one of the most important
security measures: your password. When you receive your
Lowcountry National Bank online banking password, be
sure to keep it a secret. Memorize it, or write it down
and keep it in a safe place. It is not recommended you
carry your password in your purse or wallet. Make sure
no one watches you enter your password and always close
your browser when leaving the computer. Make sure you
regularly scan your computer for viruses that could be
used to capture password keystrokes. You ultimately hold
the key to your password security.
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