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Personal Savings Accounts

Savings

A basic savings account designed to provide immediate access to savings funds.

  • Three FREE Withdrawals per Month.
    Thereafter, $3.00 for Each Withdrawal.
  • FREE ATM Card
  • FREE 24-Hour Automated Telephone Banking
  • FREE Online Banking
  • Interest Accrues Daily, Compounds Monthly and is Credited to Your Account Quarterly
  • Quarterly Statement
  • $100.00 Minimum Opening Deposit
  • $100.00 Daily Account Balance to Avoid Monthly Service Fee*

                *A $10.00 Monthly Service Fee applies if the daily account balance falls below $100.00.

Minor Savings

A savings account designed for individuals under the age of 18.

  • No Minimum Balance Requirement
  • No Monthly Service Fee
  • Three FREE Withdrawals per Month.
    Thereafter, $3.00 for each Withdrawal.
  • FREE ATM Card
  • FREE 24-Hour Automated Telephone Banking
  • FREE Online Banking
  • Interest Accrues Daily, Compounds Monthly and is Credited to Your Account Quarterly
  • Quarterly Statement
  • Withdrawals/Transfers Only by Parent or Guardian
  • $25.00 Minimum Opening Deposit
Christmas Savings

A savings account that lets you save for holiday shopping throughout the year.

  • No Minimum Opening Deposit
  • No Minimum Balance Requirement
  • No Monthly Service Fee
  • Deposits must be automatically transferred from another Lowcountry National Bank checking or savings account at least monthly. The minimum amount for each automatic transfer is $5.00.
  • Interest Accrues Daily, Compounds Monthly and is Credited to Your Account Annually on October 31st.
  • The balance in the Account, Including Interest, is Paid Annually by Check on October 31st.
  • If funds are Withdrawn Prior to October 31st, Interest is Forfeited.
Century Club Money Market

Enjoy competitive money market interest rates while maintaining immediate access to your funds.

  • Competitive Tiered Interest Rates – the Higher Your Balance, the More You Earn
            $0.00 to $9,999.99
            $10,000.00 to $24,999.99
            $25,000.00 to $49,999.99
            $50,000.00 to $99,999.99
            $100,000.00 plus
  • Interest Accrues Daily and Compounds Monthly
  • FREE 24-Hour Automated Telephone Banking
  • FREE Online Banking
  • FREE VISA® Debit Card
  • $1,000.00 Minimum Opening Deposit
  • $1,000.00 Daily Balance to Avoid Monthly Service Fee*

* A $10.00 Monthly Service Fee applies if the daily account balance falls below $1,000.00

  Federal regulation allows unlimited withdrawals and transfers in person, at the ATM or by mail. However, other transfers or withdrawals (including overdraft transfers, transfers made by telephone  and online banking transfers) are limited to six per monthly statement cycle, no more than three of which may be by check, draft, debit card or other transfer to third parties.  A fee of $5.00 per withdrawal in excess of six will be assessed.
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