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Personal Individual Retirement Account Certificates of Deposit

Fixed Rate IRA Certificates of Deposit

An IRA Fixed Rate Certificate of Deposit, as part of your retirement strategy, helps you increase your savings with predictable interest earnings.

  • TYPES OF IRAs:
    1. Traditional IRAs
    Traditional IRAs provide a way to save today to supplement other retirement savings. Contributions may be tax deductible and earning grow tax deferred.*
    2. Roth IRAs
    Roth IRAs add flexibility to your retirement savings options and may provide a significant tax advantage when you retire.*
    3. Rollover IRAs
    Rollover IRAs provide a simple and convenient way to transfer funds from a qualified pension plan, profit sharing plan or IRA from another institution.
  • $1,000.00 Minimum Opening Deposit
  • Fixed Terms Ranging From One Year to Five Years
  • Competitive Interest Rates
  • Interest Compounds Monthly
  • Automatically Renewable
  * Consult your tax advisor for details.

Penalty may be imposed for early withdrawal.


Variable Rate IRA Certificates of Deposit

A Variable Rate IRA Certificate of Deposit provides flexibility to your overall retirement strategy. This IRA combines the earnings rate of a certificate of deposit with the added flexibility of making IRA contributions at any time.

  • 18 Month Term
  • Deposits may be Made in any Amount Throughout the Term of the Variable Rate IRA CD*
  • Competitive 18 Month Variable IRA CD Interest Rate
  • Interest Compounds Monthly
  • Automatically Renewable
  • $500.00 Minimum Opening Deposit
  Penalty may be imposed for early withdrawal.

* Interest will accrue on all additional deposits at the same rate and APY in effect at the time of the additional deposit.

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